Banks and non-bank lenders
A timely call in the first days of delinquency is the cheapest collection step. The AI calls every late customer the same day and records the promise to pay and its date.
Typical calls
- Overdue payment reminders (days 1–30)
- Getting and confirming a promise to pay
- Card activation and document reminders
- Loan offers and application confirmation
What the AI records
- Did they promise to pay
- By what date and how much
- Reason for non-payment
- Callback request
What we measure: promise-to-pay rate, kept promises, collections